Closing Costs 101

Closing Costs 101

Closing Costs  Closing costs are the costs associated with purchasing a home. The amount of closing costs will vary depending on several factors. Let’s scratch the surface to help you understand what the closing costs are and how the costs can be paid in a...
Shopping for a Mortgage

Shopping for a Mortgage

Shopping for a Mortgage? Are you ready to take on the task of shopping for a mortgage? Allow me to guide you so that you can find your best rate! If you have opened up this article, I would fully expect that you are either looking to purchase or refinance a home. If...
Mortgage Insurance

Mortgage Insurance

Mortgage insurance (MI). What is mortgage insurance? Do I have to have mortgage insurance? Who shops for mortgage insurance? How is mortgage insurance calculated? In this post we get to discover mortgage insurance and how it may or may not impact your loan. Mortgage...
Temporary Interest Rate Buydowns

Temporary Interest Rate Buydowns

Temporary Rate Buydowns Temporary interest rate buydowns are a good option for those who want to get a mortgage and start with a lower payment than the going interest rate. Temporary interest rate buydowns are misunderstood by many realtors and potential home buyers....
Understanding Credit Scores and Reports

Understanding Credit Scores and Reports

Understanding how credit scores and reports work in a mortgage transaction helps you save money with any type of loan. Having good credit score on your report helps you to be eligible to get a lower interest rate. It also assists in reducing the amount of mortgage...